NewDirection Life Coaching

When You're Ready To Make A Change

Ready for Christmas

Are you ready for Christmas?

One of my favorite quotes is from Dave Ramsey, when he’s talking about people using credit cards “for emergencies” and they consider buying Christmas presents an “emergency” because they put it off and forgot to save. Somehow Christmas sneaked up on them. Dave says, “Christmas comes on the same day every year.” No, I’m not […]

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