NewDirection Life Coaching

When You're Ready To Make A Change

debt

Kids and money

Just swipe it! Oh my goodness.  Have you seen the credit card commercial (I don’t recall which card) where the woman is traveling and she buys her plane tickets by “swiping” her card?  Then she buys something at a store and the cashier asks her if she wants anything else, she’s like “oh, yeah – […]

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Posted in Positive Change | 5 Comments »

Needs vs. Wants

Jim and I have been through Dave Ramsey’s Financial Peace University, and even helped facilitate one.  I “follow” Dave on social media and often re-post his stuff.  I shared this the other day… I often ask people if what they are thinking of buying is a “want or a need.” If you are doing well, […]

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Posted in Positive Change | 4 Comments »

Why is it that some people don’t seem to understand responsible financial management?!

For a while there was a high school math class, Personal Finance, that actually showed you how to manage your money.  Things like how to keep a checkbook, pay your bills, what bills you should have, the estimated cost of things, SAVING money, budgeting, credit cards, are all important things.  Is this not offered anymore?  […]

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Posted in Positive Change | No Comments »

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Pam Horton at
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